Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 minutes to learn more below.
All persons who want to register as a prospective investor should carefully read the following warnings before making any investment decisions.
Meta Property Developments does not, expressly or impliedly, directly or indirectly guarantee or make any representation or warranty concerning the completeness, adequacy or accuracy of this risk disclosures notice. This risk statement does not disclose all of the risks and other significant aspects of investing. You should, therefore, carefully study and consider the merits and demerits and take independent professional advice before becoming involved in investment transactions. You should undertake transactions only if you understand the nature of the contractual relationship into which you are entering and the extent of your exposure to risk, keeping in mind your financial resources.
Meta Property Developments is not regulated itself but is working with Simple Crowdfunding, a FCA regulated property finance platform, enabling qualified investors to invest directly in UK property opportunities via peer-to-peer lending.
Simple Crowdfunding is a trading name for both Focus 2020 Limited and Simple Property Ltd. Focus 2020 Limited (FRN 727214) is authorised and regulated by the Financial Conduct Authority. Simple Property Ltd (FRN 747022) is an appointed representative of Share In Ltd (FRN 603332), authorised and regulated by the Financial Conduct Authority.
YOUR PERSONAL DECISION TO INVEST
Meta Property Developments does not provide any advice related to investments you make. A decision to invest is a personal decision by you and that no responsibility for the consequences of that decision is accepted by Meta Property Developments or by any of its directors, employees, consultants or other members.
YOU ARE NOT COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME (FSCS)
Investing through Meta Property Developments in not covered by the FSCS guarantee. Before your money is invested or once the proceeds of investments are returned, it will be held by the money recipient in a segregated client bank account and subject to the separate protections applicable to credit institutions and banks.
Before opening an account for you, Meta Property Developments and Simple Crowdfunding are required to make an assessment whether it is appropriate for you, and to warn you, on the basis of the information you provide to us, whether the services offered by us are appropriate for you. Any decision whether or not to open an account, and on whether or not you understand the risks, is yours.
LOSING OF ALL YOUR INVESTMENT
Investment, whether in new or existing businesses, carries high risks as well as the possibility of high rewards. Accordingly, each investor should consider very carefully whether such investments are suitable in the light of personal circumstances and commitments and the financial resources available to each investor. Meta Property Developments does not promise any return on investment nor that the value of any investment be maintained. Engaging in any investment activity may expose you to a significant risk of losing all of your investment.
If Meta Property Developments fails, neither the company – nor Simple Crowdfunding, will pay back your investment.
You are unlikely to get your money back quickly. Even if the property developer has been successful in the past, property projects can overrun which can extend the length of time your funds are tied up in the investment.
Meta Property Developments and Simple Crowdfunding does not offer a secondary market. While another investor may be interested in buying your investment, there is no guarantee you will find a buyer at the price you are willing to sell
THE NEED FOR DIVERSIFICATION
Due to the risks noted above, we strongly recommend that investors spread their money across a broad range of investment opportunities. Doing this will reduce the effect of any individual investment under-performing or failing and should therefore reduce your overall risk of financial loss.
Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.
In the event any form of security is offered to the investor for the loan (such as a charge on a property or a company debenture), investors should understand that the value of any security provided may change and there is no guarantee that any secured assets can either be disposed quickly or that when disposed will cover all amounts due. Money which is lent to the property developer may be unsecured. Therefore, in case of the failure of Meta Property Developments to repay the debt, the investor will rank equally with all other unsecured creditors.
Tax treatment depends on your individual circumstances and may be subject to change in the future. Meta Property Developments recommends that if you require tax advice, you should seek this from a qualified tax professional and recommends that you take your own tax advice on any investments.